func mapView(_ mapView: MKMapView, viewFor annotation: MKAnnotation) -> MKAnnotationView? {
    if annotation is MKUserLocation {
        return nil
    }
    
    let identifier = "pin"
    var pinView = mapView.dequeueReusableAnnotationView(withIdentifier: identifier) as? MKPinAnnotationView
    
    if pinView == nil {
        pinView = MKPinAnnotationView(annotation: annotation, reuseIdentifier: identifier)
        pinView?.canShowCallout = true // 关键设置
        pinView?.animatesDrop = true
    } else {
        pinView?.annotation = annotation
    }
    
    return pinView
}

class MyAnnotation: NSObject, MKAnnotation {
    var coordinate: CLLocationCoordinate2D
    var title: String?
    var subtitle: String?
    
    init(coordinate: CLLocationCoordinate2D, title: String, subtitle: String) {
        self.coordinate = coordinate
        self.title = title
        self.subtitle = subtitle
    }
}

// 使用时
let annotation = MyAnnotation(coordinate: location, title: "我的位置", subtitle: "详细信息")
mapView.addAnnotation(annotation)

mapView.bringSubviewToFront(pinView)

import UIKit
import MapKit

class ViewController: UIViewController, MKMapViewDelegate {
    @IBOutlet weak var mapView: MKMapView!
    
    override func viewDidLoad() {
        super.viewDidLoad()
        mapView.delegate = self
        
        let location = CLLocationCoordinate2D(latitude: 39.9042, longitude: 116.4074)
        let annotation = MyAnnotation(coordinate: location, title: "北京", subtitle: "中国首都")
        mapView.addAnnotation(annotation)
        
        let region = MKCoordinateRegion(center: location, latitudinalMeters: 10000, longitudinalMeters: 10000)
        mapView.setRegion(region, animated: true)
    }
    
    func mapView(_ mapView: MKMapView, viewFor annotation: MKAnnotation) -> MKAnnotationView? {
        guard !(annotation is MKUserLocation) else { return nil }
        
        let identifier = "pin"
        var pinView = mapView.dequeueReusableAnnotationView(withIdentifier: identifier) as? MKPinAnnotationView
        
        if pinView == nil {
            pinView = MKPinAnnotationView(annotation: annotation, reuseIdentifier: identifier)
            pinView?.canShowCallout = true
            pinView?.animatesDrop = true
        } else {
            pinView?.annotation = annotation
        }
        
        return pinView
    }
}

class MyAnnotation: NSObject, MKAnnotation {
    var coordinate: CLLocationCoordinate2D
    var title: String?
    var subtitle: String?
    
    init(coordinate: CLLocationCoordinate2D, title: String, subtitle: String) {
        self.coordinate = coordinate
        self.title = title
        self.subtitle = subtitle
    }
}