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从放款收费看“收支两条线”设计

放款交易常伴随着联机费用的收取,“收支两条线”的思路是先入客户账再扣取,这有利于服务的解耦,同时也实现了交易留痕,分录如下:

Loan transactions are often accompanied by online fees. The "two-line accounting" approach involves first crediting the customer's account and then deducting the fee. This facilitates service decoupling while also ensuring transaction traceability. The journal entries are as follows:

如果不走收支两条线,则从放款金额中直接扣下费用收入,分录如下:

If the two-line accounting method is not used, the fee income is directly deducted from the loan amount. The journal entries are as follows:

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  • 原文链接https://page.om.qq.com/page/OTjw1sxzDP9YHn6at3MJxCqw0
  • 腾讯「腾讯云开发者社区」是腾讯内容开放平台帐号(企鹅号)传播渠道之一,根据《腾讯内容开放平台服务协议》转载发布内容。
  • 如有侵权,请联系 cloudcommunity@tencent.com 删除。

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